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LOCAL EXPERTS. TRUSTED NAME.

Local economies are the foundation of community banks. We’ve been in the Ozarks since 1872.
We have answers to your questions, and we’d love to talk. 

Compare these checking accounts and choose the best one for your business.     

Reorder Checks          Download Our Apps

 

 

 

Small Business

Best if you have fewer than 200 transactions per month. Give your business’ bottom line a boost with savings and save time with the use of our Mobile Banking Apps.

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Business

Best if you have a high volume of transactions and are looking for an earnings allowance. Cash Management Services make this a full service checking account.

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Business
Interest

Best if you want to earn interest on your checking balance while taking advantage of Cash Management Services.

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Interest  Included in the Business Interest Checking Account
Online Banking
with Bill Pay
Included in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
Mobile Banking
Apps
Included in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
Cash Management
Services 1, 3
Included in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
eStatementsIncluded in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
Mobile Check
Deposit 2
Included in the Small Business Checking Account  
Commercial
Capture Express 3
Included in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
No Wait
Debit Cards
Included in the Small Business Checking AccountIncluded in the Business Checking AccountIncluded in the Business Interest Checking Account
Overdraft
Privilege 3
Included in the Small Business Checking Account  
Earnings
Allowance
 Included in the Business Checking Account 
Monthly Service
Charge
$0$0$0
 

With e-Statements and staying below 200 transactions each month. More than 200 transactions (including debits,
credits and deposited items) per month, a fee of 25 cents per transaction will be charged on all transactions, including the first 200. $5 monthly charge
without e-Statements.

 

Open Today

With e-Statements, maintaining balance requirements, and staying below monthly transaction thresholds. $3 service charge if the ledger balance falls below $500. First 20 debits and 20 deposits free each month. (10 cents per debit / deposit after first 20). First 30 deposited items each month free (8 cents per deposited items after first 30). Earnings Allowance gives you an earnings credit for collected balances. $5 monthly charge
without e-Statements.

 

Open Today

With e-Statements, maintaining balance requirements, and staying below monthly transaction thresholds. $7.50 service charge if the ledger balance falls below $750. First 15 debits and 15 deposits free each month. (10 cents per debit / deposit after first 15). First 20 deposited items each month free (8 cents per deposited items after first 20). $5 monthly
charge without e-Statements.

 

Open Today

Disclosures:

  1. $9.95 per month (up to 2 users), $5.50 each additional user
  2. $0.50 per deposited item
  3. Fees May Apply

Your money should work as hard as you do.

Even if just for a day or week, your excess cash needs to provide you with a competitive return. Our variety of savings options give you the flexibility to
balance return & liquidity to meet your unique needs.

Business Money Markets

Earn more on your checking balance and still have the ability to write checks. For a $50,000 Balance.

 

0.15% APY

 

Open Account

 

Business Savings

A perfect savings vehicle for any size business.


 0.03% APY

 

Open Account

 

Business Cert. of Deposits

A stable and secure return on your money. 
For a 60 Mon. CD.

 1.00% APY

 

The ability to meet your obligations and expand.

 

Looking for commercial loans near me? Whether to grow, refinance existing debt, supplement cash flow, or meet seasonal needs, we have a financing solution that is focused on your needs.

 

Loan Application

 

Your Small Business Financing Resource

Mid-Missouri Bank has a number of Small Business Administration (SBA) loan solutions available to businesses like yours.
While many institutions offer SBA financing, Mid-Missouri Bank distinguishes itself from other lenders through its
expertise, service, and full range of capabilities.

Benefits of SBA Loans:

  • Longer Amortizations
  • No Balloon Payments
  • Low Down Payment
  • Ability to Finance Closing Cost
  • Ability to allow Seasonal Payment as needed

 

SBA Loans can help your Business Acquire:

  • Enhance cash flow and meet short-term financing needs.
  • Real Estate – For those businesses that are looking to get out of a lease or looking to expand.
  • Equipment – Needing to replace some older worn out equipment, SBA loans have the ability to offer longer terms on this type of collateral.
  • New Business – Looking to acquire a new business but do not have much in the way of collateral, maybe you should try SBA.
  • Working Capital – Enhance cash flow and meet short-term financing needs

 

How do you know if your Business is SBA Qualified?

The best way to find out whether your business is a qualified SBA candidate is to contact an SBA expert at Mid-Missouri Bank. In short if your business operates in line with the following, your business could be eligible.

  • Operates as a for profit business
  • Opened to the general public for business

 

Merchant Card Services

Regardless of your business, accepting credit cards is an easy way to boost sales, expand your customer base, and reduce risk as well as the burden of
billing and collections. That’s why we’ve partnered with JetPay, one of the nations leading payment processors, to bring you in-depth industry
expertise and cutting-edge technology. Plus, if your business already accepts credit card payments, our services can make your life even easier.

Merchant card services from one of the best banks near Springfield MO

Our wide selection of secure and dependable, web-based payment processing solutions and merchant programs include:

 

  • Check verification and guarantee services
  • Electronic check conversion
  • Debit card acceptance
  • Gift and loyalty card programs
  • Wireless, handheld solutions
  • Healthcare insurance eligibility verification
  • PCI Standards programs

 

Get dependable credit card processing from Mid-Missouri Bank. It’s fast, easy, and the benefits are virtually endless!

 

  • Accept Visa®, MasterCard®, Discover®, JCB®, American Express®, Diners Club® and private label cards.
  • Obtain funds in your business checking account within two business days.
  • Utilize Quick Payment Integration technology to create invoices from stored customer data in Microsoft Office Accounting and connect them to credit card transactions.

How to Use Your Mid-Missouri Bank Account

Deposits    |    Payments    |    Services

Access your funds through multiple payment options.

Making your life easier through Banking Options.

Mobile Apps    |    Online Banking    |    E-statements

Download Our Free Apps Today

The Mid-Missouri Bank App now allows you to pay bills and deposit
checks from your mobile device to one of the best Ozarks banks.

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Download the Mid Missouri Bank App from the iTunes App StoreDownload the Mid Missouri Bank App from the Google Play Store

The Mid-Missouri Bank App

Online Banking

Mid-Missouri Bank’s Online Banking makes it easy and convenient
to access and manage all your accounts at one of the top rated banks near Springfield MO – anytime, anywhere!

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Sign Up for e-Statements

Now you can access your statements electronically– from one of the banks in Southwest Missouri — as soon as they are available, without having to wait for your mail!

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