Small Business (SBA) Loans

• Available for start-up businesses, as well as purchasing and refinancing existing businesses
• Government assistance for businesses that might otherwise have difficulty getting approved
• Special financing for qualifying businesses
• Competitive rates for a wide range of business needs:
  • Commercial real estate purchase
  • Construction
  • Business acquisition or expansion
  • Equipment/inventory purchase
  • Working capital
  • And more
• Several lending options available
• Generally lower down payments and extended terms
• Additional considerations taken when deciding maturity*
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

*Loan maturities are based on the ability to repay, the purpose of the loan proceeds, and the useful life of the assets financed.

• Designed for the needs of small businesses* looking to:
  • Purchase an existing business
  • Acquire land or a building
  • Expand to another location
  • Buy equipment
• Available in loan amounts up to $5 million
• Backed by the U.S. Small Business Administration (SBA)
• Loan terms from 7 to 25 years
• Affordable payment plans
• Easy to apply
• Competitive rates
• Flexible terms
• Loans are fully amortized
• No prepayment penalties on loans less than 15 years in length
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish

*As defined by the SBA.

• Designed for the needs of small businesses* looking to:
  • Expand through land or building acquisition
  • Undergo construction
  • Acquire major equipment/machinery
• Available in loan amounts up to $12.5 million
• Backed by the U.S. Small Business Administration (SBA)
• Loan terms up to 30 years
• Affordable payment plans
• Easy to apply
• Competitive rates
• Flexible terms
• Loans are fully amortized
• Quick, local decision-making and processing
• Attentive, friendly service from start to finish 

*As defined by the SBA.