Get cash back on everyday debit card purchases — plus refunds on ATM withdrawal fees, nationwide.*
Key Features
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Cash Back on Debit Card Purchases
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Refunds on ATM Withdrawal Fees
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Discounts on Mid-Missouri Bank Loans
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No Monthly Maintenance Fees
- Free checking that pays you back
- 4.00% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $200 in purchases monthly
- Earn up to $96 cash back per year, $8 per month
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- Link to free Kasasa Saver® to build savings automatically
- Discounts on Mid-Missouri Bank loans
- No minimum balance to earn rewards
- No monthly maintenance fees
- Free mobile and online banking
- Free Mastercard® debit card
- e-Statements required to open and maintain the account
- $25 minimum deposit to open
It’s easy to earn your rewards
It's so easy to qualify, you're probably already doing it. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash Back account during each Monthly Qualification Cycle:
- At least 12 debit card purchases
- At least 1 ACH credit or ACH payment transaction
That's it. Even if you don't meet your qualifications during the cycle, your Kasasa Cash Back account is still free. And you can get right back to earning your cash rewards the very next month.
2025 Qualifying Cycle end dates, all dates conclude at 6 PM Central Standard Time.
- January 14
- February 18
- March 18
- April 15
- May 20
- June 17
- July 15
- August 19
- September 16
- October 14
- November 18
- December 16
*Earn 4% cash back on a total of $200 debit card purchases that post and settle during each monthly qualification cycle up to $8 if qualifications are met. To qualify, have at least 12 Point of Sale transactions and at least one ACH Debit or Credit post and settle during each monthly qualification cycle. Receipt of e-Statements is a condition of account opening. $25 minimum deposit to open account.