APY = Annual Percentage Yield. Rates effective as of 4/4/2023. Fees may reduce earnings.
Kasasa Cash* Learn More
| Balance | Minimum Opening Deposit | Rate | APY |
|---|---|---|---|
| 0 - $10,000 | $25 | 2.9595% | 3.00% |
| $10,000+ | $25 | 0.2996% | 3.00% to 0.55% |
| All balances if qualifications not met | $25 | 0.05% | 0.05% |
Qualifications
Earning the full rewards is so easy, you're probably already doing it! To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice
- Have at least 1 automatic payment (ACH) post and settle
If you don't meet the qualifications one month, don't worry. There is no penalty, and you still have a free checking account that earns our base interest rate. Plus, you can get back to earning really high interest and nationwide ATM fee refunds the very next month.
Kasasa Saver* Learn More
| Balance | Minimum to Open | Rate | APY |
|---|---|---|---|
| 0 - $50,000 | $100 | 0.9954% | 1.00% |
| $50,000+ | $100 | 0.2996% | 1.00% to 0.53% |
| All balances if qualifications not met | $100 | 0.05% | 0.05% |
Qualifications
Qualifying for Kasasa Cash rewards automatically qualifies you for the highest Kasasa Saver rate too. Simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases that post and settle
- Have at least 1 automatic payment (ACH) or bill payment post and settle
- Be enrolled and receive e-statement
It's no problem if you miss a qualification cycle. Both accounts are still free and earn our base interest rate. And you can get back to earning rewards the very next month you qualify.
Savings Accounts Learn More
| Account | Minimum to Earn Interest | APY |
|---|---|---|
| Savings Account | $0+ | 0.03% |
Money Market Learn More
| Balance | APY |
|---|---|
| $0 - $2,499 | 0.20% |
| $2,500 - $9,999 | 0.25% |
| $10,000 - $24,999 | 0.30% |
| $25,000 - $49,999 | 0.30% |
| $50,000+ | 0.30% |
Certificates of Deposit (CDs) Learn More
| Term | Rate | APY |
|---|---|---|
| 3 Month CD $1,000 minimum | 0.50% | 0.50% |
| 6 Month CD $1,000 minimum | 0.60% | 0.60% |
| 12 Month CD $1,000 minimum | 0.70% | 0.70% |
| 18 Month CD $1,000 minimum | 0.75% | 0.75% |
| 24 Month CD $1,000 minimum | 0.85% | 0.85% |
| 36 Month CD $1,000 minimum | 0.90% | 0.90% |
| 48 Month CD $1,000 minimum | 0.95% | 0.95% |
| 60 Month CD $1,000 minimum | 1.00% | 1.00% |
Penalty for early withdrawal.
